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Born from a moment most advisors have never experienced.
Tom Bell didn't start in financial services. He started as a client who watched his retirement income collapse overnight. That experience built everything you see here.
Version 1.0.0
January 2026
Published
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Our Philosophy
Relationships over revenue. Education over selling. Patience over pressure.
Specialization
We focus exclusively on retirement distribution planning. The strategies that built your wealth operate on different principles than the strategies that protect it. We design for the phase that matters now.
Team-Based Care
You don't get one advisor who tries to know everything. You get a coordinated team of specialists across insurance, investments, tax, estate, and legacy, each one the best at what they do.
Education First
We believe you should understand your plan well enough to explain it to your spouse. If the lightbulb doesn't go on, we haven't done our job. We wait for understanding, not signatures.
Built to Last
Junonia is being built with explicit intent to outlast any single person. From succession planning to team training, the experience you receive today is designed to continue for decades.
Our Journey
Our story started with a clear vision helping.
2018
Retired from AT&T
2023
Launched Financial Services Office with a focus on working with accredited investors
2024
Joined Mass Mutual
2025
Founded Junonia Financial
The Junonia Experience
The moment you finally understand your retirement, and realize you're safe.
On the beaches of Sanibel Island, thousands of shells wash ashore every day. But the Junonia is the one that stops people in their tracks. We chose the name because it reflects the feeling we exist to create: a moment of clarity so rare that clients can't help but share it.
22
Years
Real-World Experience Before Tom Became an Advisor
16+
Specialists
On Our Team, Working with our clients
6
Steps
In The Junonia Experience
100%
Referrals
Built on putting relationships first.
Our Origin
Two stories shaped us. One experience defines us.
Let’s Talk
Start the Junonia Experience